NRI Financial Services
Comprehensive financial solutions for Non-Resident Indians. Navigating cross-border complexities with FEMA-compliant expertise.
Bridging Your World
Navigating the complex financial landscape as a Non-Resident Indian requires specialized expertise that understands both Indian regulations and global financial considerations.
At Wealth & Beyond, we provide comprehensive NRI financial services designed specifically for the unique needs of Indians living abroad. From FEMA-compliant investments and NRI taxation to repatriation planning and cross-border wealth management, our expert team helps you make informed financial decisions while ensuring full regulatory compliance.
Global Reach
Helping 850+ families across 35 countries
FEMA Expertise
Specialized compliance & regulatory knowledge
Tax Efficiency
DTAA optimization & cross-border planning
Legacy Planning
Seamless succession across jurisdictions
Navigating Cross-Border Challenges
NRIs face unique financial challenges that require specialized solutions combining Indian regulatory knowledge with international financial expertise.
Regulatory Confusion
Navigating RBI FEMA guidelines, income tax regulations, and changing compliance norms.
Investment Restrictions
Understanding what NRIs can and cannot invest in, and identifying the best compliant opportunities.
Tax Optimization
Minimizing tax liabilities across multiple countries through effective DTAA planning.
Comprehensive NRI Solutions
NRI Investment Advisory
FEMA-compliant investment solutions including NRE/NRO account optimization and portfolio construction.
- Mutual fund investments for NRIs
- Real estate investment guidance
- Portfolio Investment Scheme (PIS)
- NRI bonds and government securities
NRI Taxation Services
Comprehensive tax solutions including residential status determination and DTAA benefits optimization.
- Double Taxation Avoidance Agreement
- Tax-efficient investment structuring
- Capital gains tax planning for Indian assets
- Foreign asset disclosure and compliance
Banking & Account Management
Optimized banking solutions including NRE, NRO, FCNR account setup and management.
- Optimal fund allocation NRE/NRO
- Repatriation planning and execution
- FCNR deposit strategy for currency hedging
- Succession planning for bank accounts
Repatriation Planning
Strategic money movement solutions including repatriation planning for current income and investments.
- Current income repatriation planning
- Sale proceeds repatriation from assets
- Regular remittance system setup
- Currency risk management
Retirement & Estate Planning
Cross-border wealth transfer solutions including corpus planning and will preparation.
- Indian asset will preparation
- Property succession planning
- Business succession for NRI owners
- Trust establishment for asset protection
Returning NRI Services
Comprehensive planning for NRIs returning to India including status transition.
- Residential status transition planning
- Asset consolidation and repatriation
- Tax implications of returning
- Investment restructuring post-return
Our 4-Phase Approach
We follow a comprehensive approach to ensure all your NRI financial needs are addressed with precision and expertise.
Financial Assessment
Evaluation of residential status, asset analysis, and goals assessment.
Cross-border Planning
Integrated strategy with asset allocation and tax optimization.
Account Setup
Execution including NRE/NRO setup and investment compliance.
Ongoing Management
Continuous oversight, portfolio review, and regulatory monitoring.
Allowed Investments
- Direct equity investments through PIS
- Mutual funds (most schemes)
- Government securities and bonds
- National Pension System (NPS)
- Real estate (Residential & Commercial)
- REITs and InvITs
Restricted Areas
- Agricultural land purchases
- Plantation property investments
- Farm houses
- Public Provident Fund (new accounts)
- Chit funds and Nidhi companies
- Investments in proprietary concerns
NRI Services FAQs
Find answers to common questions about NRI financial services, investments, and compliance.